You may not have to worry about pickpocketing, just like you have to while going to the physical market. But still, there are so many reasons that might prompt you to take precautionary steps to safeguard your finances. If you have been unaware of them, then now is the high time that you start to protect your online shopping activity.
1. Avoid Using Debit Card
While shopping online, we recommend that you try to avoid using a debit card at all costs. Sticking to credit cards or other payment methods is one way of making sure that you don’t put your valuable information out there for hackers to take advantage of. You might be wondering what could be the reason behind this. Well, let us walk you through it.
Basically, debit cards are linked to your bank account. In this situation, you are at risk if someone tries to hack your information. On the other hand, credit cards are relatively more secure. Moreover, they offer less liability, if your card number gets stolen. Also, if something goes wrong, you obviously want a speedy recovery of your payment. In this case, it is better to stick with other payment services and credit cards than debit cards.
2. Shop Only From Secure Websites
When you are placing your order online, you always have to provide personal and sometimes financial information (depending on your payment method), this is why it is better that you verify first if the site you are purchasing from is legit.
Don’t worry, there is a method through which you can check the legitimacy. Simply, look for “https” at the beginning of the address of the website. If you don’t see an ‘s’ at the end of the “http”, then this is a red flag. From this we mean, the site is probably not encrypted and you could end up putting your data in potential danger.
So, the next time you place your order, first make sure to look for the ‘s’ at the end so you can stay protected and secure.
3. Avoid Clicking On Links
If something looks too good to be true online, it probably is. When you come across an email with amazing offers, discounts, and whatnot, then it is your clue to run the other way. All those unbelievable gift cards, holiday offers, and bonuses are just a scam. They are hackers’ way to breach and steal your data.
However, if you are still tempted by the offer, then do your research first. Find out if others have tried those codes or gift cards and if it has legitimately worked for them. After getting the proof of it, then you are good to go. But still, it is always recommended to avoid clicking on such links because even if they don’t steal your data, they could end up infesting viruses in your devices.
4. Use Strong Passwords
We know that you have probably heard it a million times. But it is always good to remind yourself that keeping a strong password is highly important. Secure and strong passwords safeguard your private and valuable information. Also, using the same password for all the sites is a big no. If you do this, then put a hold on reading this article, go to those sites, change your passwords and then come back here.
If you find it difficult to come up with a unique and hack-proof password, then there are multiple platforms you can use that are specially designed to manage your passwords by storing them there and generating them for you. They provide you with long and complicated phrases that could be difficult for a hacker to crack.
Final Words
Well, there you have it, folks. These are the tips that you needed in order to shop securely. Online shopping is not all fun and games. It could end up subjecting you to many cybercrimes. But with these aforementioned tips, you can make sure that your shopping spree is secured and protected. We hope you found this article helpful. Good luck with your online shopping
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