Prime Minister Employment Generation Programme, PMEGP Portal Online Application 2023, Login, Apply Loan Eligibility, Apply Second Loan at
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The Prime Minister’s Employment Generation Programme (PMEGP) is an initiative launched by the Indian government to promote entrepreneurship and provide financial support to micro-enterprises.
By facilitating self-employment opportunities, the program aims to create sustainable job opportunities in both rural and urban areas of the country.
With the advancement of technology, the PMEGP has also introduced an online application system to streamline the process and make it more accessible for aspiring entrepreneurs.
The Prime Ministers Employment Generation Programme Or PMEGP scheme is implemented by Khadi and Village Industries Commission (KVIC) functioning as the nodal agency at the national level.
At the state level, the scheme is implemented through State KVIC Directorates, State Khadi and Village Industries Boards (KVIBs), District Industries Centres (DICs) and banks.
The PM Employment Generation Programme, PMEGP Scheme aims to promote generation of employment opportunities through establishment of micro enterprises in rural as well as urban areas.
Existing Units (under PMRY, REGP or any other scheme of Government of India or State Government) and the units that have already availed Government Subsidy under any other scheme of Government of India or State Government are NOT eligible.
What is PMEGP application? The PMEGP online application system offers several advantages over the traditional offline application process. Firstly, it saves time and effort by eliminating the need for physical submission of documents.
Applicants can conveniently complete the entire process from the comfort of their homes or offices. Additionally, the online system ensures transparency and reduces the chances of errors or omissions.
Kviconline.gov.in is the official website of the Khadi and Village Industries Commission (KVIC), offering information and resources for khadi and village industries.
PMEGP Application 2023
Details of PMRGP
To apply for PMEGP, you need to fulfill certain eligibility criteria. Here are the key requirements:
To complete the PMEGP online application process, you need to gather and submit the following documents:
How do I register with PMEGP? To access the PMEGP online application portal, you need to register yourself on the official PMEGP website. Follow these steps to complete the registration process:
Now that you have successfully registered on the PMEGP online portal, you can proceed with the application process. Follow the steps below to complete your PMEGP online application for the year 2023:
Step 1: Login: Visit the PMEGP online portal and log in using your registered username and password.
Step 2: Project Details: Fill in the required project details, including the project name, location, sector, and activity. Provide a detailed description of your business idea and the objectives you aim to achieve.
Step 3: Loan Amount: Specify the loan amount you require for your project. The loan amount should be within the prescribed limits based on the type of activity and location.
Step 4: Bank Details: Enter your bank account details, including the account number, IFSC code, and branch name. This information is crucial for loan disbursal.
Step 5: Project Cost: Provide a detailed estimation of the project cost, including the cost of land, machinery, raw materials, and working capital. Ensure accuracy and transparency in your cost estimation.
Step 6: Upload Documents: Upload the required documents, including proof of identity, residence, project report, caste certificate (if applicable), educational qualification certificates (if applicable), bank account details, and passport-sized photographs.
Step 7: Preview and Submit: Review all the information provided in the application form and make any necessary changes or corrections. Once you are satisfied with the details, submit the application.
Step 8: Acknowledgment: After successfully submitting the application, you will receive an acknowledgment with a reference number. Keep this reference number safe for future reference and tracking.
Step 9: Application Status: You can check the status of your application online using the reference number provided. The status will be updated as the application progresses through various stages, from initial verification to loan approval.
PMEGP Login is a feature provided by the Prime Minister Employment Generation Programme (PMEGP) that allows registered users to access their accounts on the PMEGP portal.
By logging in, users can view and track the status of their applications, update their personal and project-related information, and access other relevant features and resources.
It provides a secure and convenient way for applicants and beneficiaries to interact with the PMEGP system and stay informed about their entrepreneurial endeavors.
PMEGP Assistance Details
The balance amount of the total project cost will be provided by the banks as term loan and working capital.
The State/ Divisional Directors of KVIC in consultation with KVIB and Director of Industries of the respective states (for DICs) will give advertisements locally through print & electronic media inviting applications along with project proposals from prospective beneficiaries desirous of establishing the enterprise/starting of service units under PMEGP.
The beneficiaries can also submit their application online at and take the printout of the application and submit the same to respective offices along with the detailed project report and other required documents.
To apply for the PMEGP Scheme as an individual, follow these steps:
To apply for a PMEGP loan, follow the steps below:
The PMEGP online application status is a service provided by the Prime Minister Employment Generation Programme (PMEGP) that enables applicants to check the progress of their application.
By accessing the online portal and entering the required details, applicants can track the status of their application, whether it is under review, approved, or rejected.
This PMEGP Registration status helps individuals stay updated and informed about the progress of their PMEGP application, allowing them to plan their next steps accordingly.
The Prime Minister’s Employment Generation Programme (PMEGP) is an initiative launched by the Indian government to promote entrepreneurship and provide financial support to micro-enterprises.
By facilitating self-employment opportunities, the program aims to create sustainable job opportunities in both rural and urban areas of the country.
With the advancement of technology, the PMEGP has also introduced an online application system to streamline the process and make it more accessible for aspiring entrepreneurs.
PMEGP
The Prime Ministers Employment Generation Programme Or PMEGP scheme is implemented by Khadi and Village Industries Commission (KVIC) functioning as the nodal agency at the national level.
At the state level, the scheme is implemented through State KVIC Directorates, State Khadi and Village Industries Boards (KVIBs), District Industries Centres (DICs) and banks.
PMEGP Scheme
The PM Employment Generation Programme, PMEGP Scheme aims to promote generation of employment opportunities through establishment of micro enterprises in rural as well as urban areas.
Existing Units (under PMRY, REGP or any other scheme of Government of India or State Government) and the units that have already availed Government Subsidy under any other scheme of Government of India or State Government are NOT eligible.
PMEGP Online Application
What is PMEGP application? The PMEGP online application system offers several advantages over the traditional offline application process. Firstly, it saves time and effort by eliminating the need for physical submission of documents.
Applicants can conveniently complete the entire process from the comfort of their homes or offices. Additionally, the online system ensures transparency and reduces the chances of errors or omissions.
Kviconline.gov.in
Kviconline.gov.in is the official website of the Khadi and Village Industries Commission (KVIC), offering information and resources for khadi and village industries.
PMEGP Application 2023
| Name of the Application | PMEGP Online Application 2023 |
|---|---|
| Title | PMEGP Registration 2023 |
| Subject | PMEGP Loan Apply |
| Category | Scheme |
| Website | |
| Apply Online | |
| Reference |
MPEGP Eligibility
To apply for PMEGP, you need to fulfill certain eligibility criteria. Here are the key requirements:
- Should be an Indian Citizen
- Any individual, above 18 years of age.
- At least VIII standard pass for projects costing above Rs.10 lakh in the manufacturing sector and above Rs. 5 lakh in the business / service sector.
- Only new projects are considered for sanction under PMEGP.
- Self Help Groups (including those belonging to BPL provided that they have not availed benefits under any other Scheme), Institutions registered under Societies Registration Act,1860; Production Co-operative Societies, and Charitable Trusts are also eligible.
PMEGP Required Documents
To complete the PMEGP online application process, you need to gather and submit the following documents:
- Proof of Identity: Any government-issued identification document such as Aadhaar card, voter ID card, or passport.
- Proof of Residence: Documents like ration card, electricity bill, or any other valid proof of residence.
- Project Report: A detailed project report outlining the business idea, estimated cost, and potential revenue.
- Caste Certificate: Required for applicants belonging to SC/ST/OBC categories.
- Educational Qualification Certificates: Although no specific educational qualification is mandatory, if applicable, submit the relevant certificates.
- Bank Account Details: Provide your bank account details for loan disbursement.
- Passport-sized Photographs: Recent passport-sized photographs of the applicant.
PMEGP Registration Process
How do I register with PMEGP? To access the PMEGP online application portal, you need to register yourself on the official PMEGP website. Follow these steps to complete the registration process:
- Visit the official PMEGP website ( ).
- Click on the “New Registration” button to create a new account.
- Fill in the required details, including your name, email address, contact number, and other relevant information.
- Create a username and password for your account.
- After submitting the registration form, you will receive an email with an activation link.
- Click on the activation link to verify your email address and activate your account.
- Once your account is activated, you can log in to the PMEGP online portal using your username and password.
Steps in PMEGP Loan Apply
Now that you have successfully registered on the PMEGP online portal, you can proceed with the application process. Follow the steps below to complete your PMEGP online application for the year 2023:
Step 1: Login: Visit the PMEGP online portal and log in using your registered username and password.
Step 2: Project Details: Fill in the required project details, including the project name, location, sector, and activity. Provide a detailed description of your business idea and the objectives you aim to achieve.
Step 3: Loan Amount: Specify the loan amount you require for your project. The loan amount should be within the prescribed limits based on the type of activity and location.
Step 4: Bank Details: Enter your bank account details, including the account number, IFSC code, and branch name. This information is crucial for loan disbursal.
Step 5: Project Cost: Provide a detailed estimation of the project cost, including the cost of land, machinery, raw materials, and working capital. Ensure accuracy and transparency in your cost estimation.
Step 6: Upload Documents: Upload the required documents, including proof of identity, residence, project report, caste certificate (if applicable), educational qualification certificates (if applicable), bank account details, and passport-sized photographs.
Step 7: Preview and Submit: Review all the information provided in the application form and make any necessary changes or corrections. Once you are satisfied with the details, submit the application.
Step 8: Acknowledgment: After successfully submitting the application, you will receive an acknowledgment with a reference number. Keep this reference number safe for future reference and tracking.
Step 9: Application Status: You can check the status of your application online using the reference number provided. The status will be updated as the application progresses through various stages, from initial verification to loan approval.
PMEGP Login
PMEGP Login is a feature provided by the Prime Minister Employment Generation Programme (PMEGP) that allows registered users to access their accounts on the PMEGP portal.
By logging in, users can view and track the status of their applications, update their personal and project-related information, and access other relevant features and resources.
It provides a secure and convenient way for applicants and beneficiaries to interact with the PMEGP system and stay informed about their entrepreneurial endeavors.
Benefits of PMEGP
- Scheme for providing financial assistance to set up new enterprises
- MSMEs can upgrade their competence in terms of business and technologies by getting rated through independent, renowned and professional rating agencies empanelled with NSIC.
- MSEs which get rated under NSIC- “Performance and Credit Rating scheme” have the liberty to get rated by any one of the rating agencies of their preference.
- It also invariably increases their creditability in business and helps them in getting timely credit from banks at liberal rate of interest.
- The maximum cost of the project/unit admissible in manufacturing sector is Rs 25 lakhs and in the business/service sector, it is Rs 10 lakhs.
- Rate of subsidy under PMEGP (of project cost)
– For General category – 15% (Urban), 25%(Rural)
– Special (including SC/ ST/ OBC/ Minorities/Women, Ex-servicemen, Physically handicapped, NER, Hill and Border areas, etc.) – 25% (Urban), 35% (Rural) - The balance amount of the total project cost will be provided by the banks in the form of term loan and working capital.
Nature of Assistance
- The maximum cost of the project/unit admissible in manufacturing sector is Rs.25 lakhs and in business/service sector is Rs.10 lakhs.
- Categories of Beneficiary’s Rate of subsidy under PMEGP (of project cost)
- Area (location of project/unit) General category 15%(Urban), 25%(Rural), Special 25%(Urban), 35%(Rural) (including SC/ ST/ OBC/ Minorities/Women, Ex-servicemen, Physically handicapped, NER, Hill and Border areas, etc.)
- The balance amount of the total project cost will be provided by the banks in the form of term loan and working capital.
Levels of funding under PMEGP
| Categories of Beneficiary’s under PMEGP | Beneficiaries contribution (of project cost) | Rate of subsidy (of project cost) | |
| Area (location of project/unit) | Urban | Rural | |
| GENERAL CATEGORY | 10% | 15% | 25% |
| Special (including SC/ST/OBC/ Minorities/Women, Ex-servicemen, Physically handicapped, NER, Hill and Border areas, etc.) | 5% | 25% | 35% |
The balance amount of the total project cost will be provided by the banks as term loan and working capital.
How to apply for PMEGP?
The State/ Divisional Directors of KVIC in consultation with KVIB and Director of Industries of the respective states (for DICs) will give advertisements locally through print & electronic media inviting applications along with project proposals from prospective beneficiaries desirous of establishing the enterprise/starting of service units under PMEGP.
The beneficiaries can also submit their application online at and take the printout of the application and submit the same to respective offices along with the detailed project report and other required documents.
PMEGP Scheme Application Form Online Process for Individuals
To apply for the PMEGP Scheme as an individual, follow these steps:
- Visit the official portal of the Prime Minister Employment Generation Programme at .
- On the homepage, locate and click on the PMEGP link in the menu.
- Next, select the PMEGP PORTAL link and open it in a new tab.
- You will be redirected to the official portal. Here, click on the “Online Application Form for Individual” option.
- The application form will appear on your screen.
- Fill in all the required details, including your Aadhaar card number, qualification, address, taluk, mobile number, email, PAN number, type of activity, etc.
- Provide your bank details, including the account number and IFSC code.
- Before submitting the application, double-check all the details you have provided.
- Click on the “Save Applicant Data” button to ensure your progress is saved.
- Attach the necessary documents as specified in the application form.
- Finally, click on the “Submit” button to finalize and submit your application.
- The application ID/User ID and password will be sent to your registered email or mobile number.
PMEGP Loan Application Process
To apply for a PMEGP loan, follow the steps below:
- Go to the official website of PMEGP at .
- Click on the portal link or directly access the application page using this link: .
- On the homepage, locate and click on the “Apply Online (For Second Loan)” link.
- Select the “Online Application” option.
- You will be redirected to the application form page.
- Fill in the required details as per your first loan application. Enter your application ID, Aadhaar number, PAN number, and click on “Next”.
- On the next application form, provide all the necessary details as requested, and ensure you attach the required proofs and supporting documents.
- Upload the necessary documents along with the application.
- Double-check the entire application form to ensure all information is accurate and complete.
- Finally, click on “Submit” to finalize and submit your loan application.
PMEGP Scheme Application Form Online Process For Non-Individual
- Visit the official portal of the Prime Minister Employment Generation Programme at .
- On the homepage, locate and click on the PMEGP link in the menu.
- Once clicked, a new tab will open with the PMEGP portal. Here, select the “Online Application Form for Non-Individual” option.
- From the provided list, choose the appropriate organization type for your application. This can be Self Help Groups (SHGS), Trust, Registered Institutions, or Cooperative Societies.
- Fill in the application form with accurate information regarding your group and bank account details.
- After filling in the required details, click on “Save Applicant Data” to ensure your progress is saved.
- Attach all the necessary documents to the application form as per the guidelines provided.
- Double-check the entire application form to ensure all information is accurate and complete.
- Finally, click on the “Submit” button to submit your application for processing.
PMEGP online application status
The PMEGP online application status is a service provided by the Prime Minister Employment Generation Programme (PMEGP) that enables applicants to check the progress of their application.
By accessing the online portal and entering the required details, applicants can track the status of their application, whether it is under review, approved, or rejected.
This PMEGP Registration status helps individuals stay updated and informed about the progress of their PMEGP application, allowing them to plan their next steps accordingly.
Eligible Caste or Category applicants
- SC
- ST (Scheduled Tribes)
- Disabled people
- OBC (Other Backward Classes)
- North eastern state people
- Minority category
- Former serviceman
Frequently Asked Questions
Who is eligible for PMEGP loan?
PMEGP is open to all Indian citizens above the age of 18 who have a viable business idea and meet the eligibility criteria. Individuals from SC/ST/OBC/Minority communities, women, ex-servicemen, disabled individuals, and others are given special considerations and relaxed criteria.
How do I get a PMEGP loan?
To get a PMEGP loan, interested individuals or organizations need to apply through the PMEGP online portal, provide the required information and documents, and fulfill the eligibility criteria. The loan is sanctioned by the designated banks based on the project's viability.
What is the rate of PMEGP subsidy?
The rate of PMEGP subsidy varies depending on the category and location of the project. Subsidy percentages can range from 15% to 35% of the project cost, with the government providing assistance on the interest rate for the loan.
How to track my PMEGP application status?
To track the PMEGP application status, applicants can log in to their PMEGP account on the official portal and navigate to the application status section. Here, they can check the progress of their application and any updates provided by the authorities.
What is the minimum score for PMEGP loan?
The PMEGP loan does not have a specific minimum credit score requirement. However, fulfilling the eligibility criteria and providing all necessary documents accurately and timely increases the chances of loan approval.
What is the PMEGP loan?
The PMEGP loan is a financial assistance program offered by the Prime Minister Employment Generation Programme (PMEGP) to promote self-employment. It provides subsidized loans to eligible individuals and organizations to establish micro-enterprises.
How do I get PMEGP subsidy?
The PMEGP subsidy is provided to eligible applicants based on the category and location of their project. To avail the subsidy, applicants need to apply through the PMEGP online portal and fulfill the specified eligibility criteria.
How to apply for a DIC loan?
To apply for a DIC (District Industries Centre) loan, interested individuals or organizations can approach their respective DIC office, fill out the loan application form, and provide the required documents and project details as per the DIC guidelines.
What are the repayment terms for the PMEGP loan?
The repayment terms for the PMEGP loan vary based on the project and the financial institution providing the loan. Generally, the loan repayment period ranges from 3 to 7 years, including a moratorium period.
How to process a PMEGP loan?
The PMEGP loan is processed by banks and financial institutions designated under the PMEGP scheme. After the submission of the application, the bank evaluates the project's feasibility, conducts necessary verifications, and sanctions the loan amount accordingly.
Can an existing business avail the benefits of PMEGP?
No, PMEGP is specifically designed to promote and support new business ventures. Existing businesses are not eligible for PMEGP benefits.
Is there any subsidy available under PMEGP?
Yes, PMEGP provides a subsidy on the project cost. The subsidy percentage varies based on the category of the applicant, such as general category, special category (SC/ST/OBC/Minority), women, etc. The subsidy amount is credited to the loan account.
How long does it take for the PMEGP loan to be sanctioned?
The time taken for the PMEGP loan to be sanctioned can vary depending on various factors, such as the completeness of the application, verification process, and the number of applications in the pipeline. On average, it may take a few weeks to a couple of months for the loan to be sanctioned.
What is maximum project cost allowed under PMEGP?
Rs.25.00 lakhs for manufacturing unit and Rs.10.00 lakhs for Service Unit
Whether cost of land includes in the project cost?
No. Cost of land does not includes in the project cost.
What is the component of project cost?
Capital Expenditure Loan, one cycle of working capital and 10% of project cost as own contribution in case of General category and 5% of project cost in case of weaker section.
Who are the beneficiaries?
Individual Entrepreneurs, Institutions, Co-operative Societies, Self Help Groups, Trusts
Which are the financial agencies?
27 Public Sector Banks ,Regional Rural Banks(RRB), Co-operative Banks and Private Scheduled Commercial Banks approved by respective State Task Force Committee.
How the capital expenditure loan / Cash Credit Limit be utilized?
Working Capital at least once should touch 100% limit of Cash Credit within three years of Lock-in period of M.M. and not less than 75% of the utilization of the sanction limit on an average.
Where the beneficiary has to submit his/her application/ Project?
Beneficiary can submit his/her application/Project online on kvic website / kviconline.gov.in/pmegpeportal. List of office addresses of KVIC/KVIB/DIC are available at our website.
What is Village Industry?
Any Village Industry (except those mentioned in the negative list) located in the Rural Area which produces any goods or renders any service with or without the use of power and in which the fixed capital investment for head of a full time artisans or worker does not exceed Rs.1.00 lakh in plain area and Rs.1.50 lakhs in hilly areas and for A & N Island and Laxdeep Rs.4.5 Lakhs.
What is rural area?
Any area classified as Village as per the revenue record of the State, irrespective of the population. It also includes an area even if classified as town provided its population does not exceed 20000.
What is Age limit?
Any adult beneficiary above 18 years is eligible for financing under PMEGP.
What are the main criteria of project?
It should fulfill the criteria of rural area (for Rural Area project), per capita investment, own contribution, negative list and the unit should be new one
Conclusion
The PMEGP online application system for 2023 provides a convenient and transparent platform for aspiring entrepreneurs to avail of financial assistance and start their own micro-enterprises.
The key features of PMEGP, such as subsidies and low-interest loans, make it an attractive option for those seeking self-employment opportunities.